Investing In Today's Market

I know the markets and Malaysians world are going through a rough time at the moment and that troubling performance is being translated to any investments you have.

It sure is for me.

I just want to share how this time could make you a better investor now so that you have a better perspective of investing in the future.

1. Focus On The Long Term

Although I cannot predict the future about anything, I can be hopeful about the future. I can believe we will overcome the current situation and that markets will recover and grow even further. This is mainly due to my long term view of my investments as well as past performance of markets reacting to similar crises. Whether it be a war, financial crisis, or a disease, the global economy has always found a way to turn things around and to spurn on growth.

2. Include Bonds & Fixed Income

Listening to previous interviews and reading articles, I always thought that I needed only equity in my portfolio due to my investment horizon but now I know that Fixed Income is just as important. It will give my portfolio a smoother time going through the market turbulence by generating smaller but consistent returns.

I am now looking to create a separate portfolio on my StashAway that is more conservative so as to give me a strong allocation in bonds and Fixed Income. I would also suggest going to Fundsupermart to see their selection of Bond Funds & Retail Bonds.

So if you are interested to start investing with any amount in the world's largest economy, then please use referral link here https://www.stashaway.my/referrals/mingticypnj.

3. Being Comfortable Being Negative I have to admit that it is tough watching your investments go lower each day but you can't get emotional about your portfolio. Many professionals preach the practice of ignoring your portfolio as looking at it constantly will break you down and cause you to sell.

But I want to take a different approach and treat my portfolio as a way to teach me about how I can deal with a drop performance without ignoring my portfolio. By monitoring it I can find out if my portfolio is well diversified and amend my current plan to make sure that I am better prepared in the long term . Watching this help have a better perspective https://www.youtube.com/watch?v=T71ibcZAX3I - JL Collins "The Simple Path To Welath"

4. Don't Stop Investing

If you truly believe and comfortable that the markets and economy will recover on a global scale, then you shouldn't stop investing.

Similar to my article regarding the EPF option to reduce contributions, if you are financially able to keep investing into markets then you should. By all means do your due diligence to find the fund/bond/stock for you but keep investing and focus on your long term growth.

A little stumble now can have detrimental effect on you reach your goals and a little bit of pain should be worth it.